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车辆保险

  1.机动车交通事故责任强制保险:保险期间内,保险公司对被保险机动车发生道路交通事故造成受害人(不包括本车人员和被保险人)的人身伤亡、财产损失,在责任限额内予以赔偿的强制性责任保险。
  2.机动车损失保险:保险期间内,被保险人或被保险人机动车驾驶人在使用被保险机动车过程中,因自然灾害、意外事故造成保险机动车直接损失,且不属于免除保险人责任的范围,保险公司依照保险合同的约定负责赔偿。
  3.机动车第三者责任险:保险期间内,被保险人或被保险人机动车驾驶人在使用被保险机动车过程中,发生意外事故使第三者遭受人身伤亡或者财产直接损失,依法应当对第三者承担的损害赔偿责任,且不属于免除保险人责任的范围,保险公司按照保险合同约定,对于超过机动车交通事故责任强制保险各分项赔偿限额的部分负责赔偿。
  4.机动车车上人员责任保险:保险期间内,被保险人或其允许的驾驶人在使用被保险机动车过程中发生意外事故,致使车上人员遭受人身伤亡,且不属于免除保险人责任的范围,依法应当对车上人员承担的损害赔偿责任,保险公司依照保险合同的约定负责赔偿。
  5.其他附加商业保险。

  1、Compulsory Traffic Accident Liability Insurance: During the insurance period, the insurance company provides mandatory liability insurance that compensates for personal injury and property damage caused to third parties (excluding occupants of the insured vehicle and the policyholder) in road traffic accidents within the liability limit.

  2、Vehicle Damage Insurance: During the insurance period, if the insured or the authorized driver of the insured vehicle incurs direct damage to the insured vehicle due to natural disasters or accidents during its use, and it does not fall within the scope of exemption from the insurer's liability, the insurance company is responsible for compensation as stipulated in the insurance contract.

  3、Third-Party Liability Insurance for Motor Vehicles: During the insurance period, if the insured or the authorized driver of the insured vehicle causes personal injury or direct property damage to a third party in an accident during its use, and it is legally liable for compensating the third party for damages, and it does not fall within the scope of exemption from the insurer's liability, the insurance company is responsible for compensation for the portion exceeding the sub-limits of the compulsory traffic accident liability insurance as specified in the insurance contract.

  4、Motor Vehicle Passenger Liability Insurance: During the insurance period, if the insured or an authorized driver causes an accident resulting in bodily injury to passengers while using the insured vehicle, and it does not fall within the scope of exemption from the insurer's liability, the insurance company is responsible for compensation as stipulated in the insurance contract.

  5、Other additional commercial insurance.

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中进汽车租赁是中国机械工业集团有限公司(简称“国机集团”,国资委直接管理的“央企”)旗下国机汽车股份有限公司(简称“国机汽车”,A股上市企业,股票代码:600335)的成员企业。

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